Jimmy Dean said “I can’t change the direction of the wind, but I can adjust my sails to always reach my destination”.  Investing is like sailing – we can’t control the stock market but we can anticipate the future direction and gradually adjust our strategy before the gale forces descend on us.  Those who navigated their clients to safe harbors (trimmed stocks) last fall avoided the full impact of the hurricane winds – the financial crisis and market decline – and are in good shape to set sail again. The storm won’t last forever.